Why We Need Car Insurance

By Michael Lastun

When we buy a car the first thing we think of is to sign a car insurance. We must pay attention what car insurance we clinch and sign. It’s important to read all the rules and requirements carefully.

The purpose of a car insurance is to help us when we have problems of any kind with our vehicle.

Supposing we are involved in a car accident, the insurance will take care of the damages. In this situation what we have to do is to present proofs which show our position during the accident. If the accident causes the death of the passengers or serious injures, the car insurance will pay the hospitalization.

The purpose of the car insurance is to pay the damages, what was lost, stolen, burned due to lightning or explosion. In case of any claim a cheque will be sent with a sum needed for the repairs.

There are some things which the car insurance can’t cover: the loss as a result of deception or fraud, loss or damages caused by any negligence of the owner letting the keys or other device which locks the car( windows opened, roof opened).

Other things which will not be covered by the car insurance are: the loss of any goods or values which were in the car in the time of a theft. Any loss or damage caused by persons who were driving the car without the permission of the owner. In case of driving under drinking or drugs influence all the damages will be paid by the owner.

If you find this information useful you should visit the site Dairyland motorcycle insurance where you will find lots of interesting articles related to this topic, all original and wrote by Michael Lastun.

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